Hi Laurence,
 
Well... I haven't got a wife, a mortgage, nor cats...
This left me some room to become a zombie by other means :-)
 
But to All...
 
Don't take my bread and butter thing too literally. It came close
to that at one point where I denied myself any worldy needs to
get the finances in a better shape. It all comes down to making
choices... even if it can kill ya :-)
 
Rene