If you are paying more than 3.6% on your mortgage, we can slash your payment! (must have owned your home at least 24 months to qualify for this program) GUARANTEED LOWEST RATES ON THE PLANET APPROVAL REGARDLESS OF CREDIT HISTORY! (if residence meets value appraisal standards) Start saving today Show Me The Lowest Rates http://teh.efinancesmarts.biz To stop receiving offers here http://xseho.efinancesmarts.biz or Mail instructions to: Shaffer Group Box 5728 Kansas City, MO 64105 malaria moustache bromide quetzal cessna altitude brutal stephenson petrochemical extradite sahara celluloid incommensurable uranium organ kalmuk insulate freight decomposable attorney hodgepodge intercalate austenite brainwash grey prof goad lacquer dialectic buckhorn cornucopia quell calvin crescendo agent datsun