Few people, Jerry included, were able to sell boats when interest rates soared as high as they did in the early 1980s. Numerous firms went belly up. Jerry survived by focusing on smaller boats. Here is a chart from the Fed: Home Mortgage Rates (%): 1977, 6.83 1978, 9.06 1979, 12.67 1980, 15.26 1981, 18.87 1982, 14.85 1983, 10.79 1984, 12.04 1985, 9.93 1986, 8.33 1987, 8.21 http://www.federalreserve.gov/releases/h15/data/Annual/H15_MORTG_NA.txt steve Steve R. M-15 #119 Lexington, KY