Dear Sir, URGENT BUSINESS PROPOSAL: I am Mr. Daniel Chinhowila an official with one of the APEX banks in Zambia but presently in Europe on a Strategic management course. My colleagues have an urgent and very confidential business proposal for you. In the month of November 2001, an American mining consultant with the Zambian mining corporation, Mr. David Marshall made a fixed deposit for twelve (12) months valued at Six million, four hundred & fifty thousand, five hundred United States Dollars (US$6,450,500.00) in my branch. Upon maturity, we sent a routine notification to his forwarding address but got no reply. After a month, we sent a reminder and finally, we discovered from his contract employers, the Zambian mining corporation that he died from an automobile accident. On further investigation, we found out from his file that he never made a will and all attempts to trace his next of kin were fruitless. We therefore made further investigations and discovered that Mr. David Marshall did not declare any next of kin or relations in all his official documents in the bank. This sum of US$6,450,500.00 is still lying in the bank and the principal sum and interest is being rolled over at the end of every year. As it is now, no one will ever come forward to claim this money. According to the Zambian law, at the expiration of five (5) years, the money will revert to the ownership of the Government if unclaimed. Consequently, my proposal is that I would like you to stand in as the next of kin of Mr. David Marshall. This is simple; all we need is your full name and address, telephone/fax numbers so that the Attorney will prepare the necessary documents and affidavits which would put you in place as Mr. Marshall’s next of kin. We shall employ the services of an accredited Attorney for the drafting and notarization of the WILL and to obtain the necessary documents and letters of Probate/administration in your favour for the transfer. The money would be shared in the ration of 70% for us and 30% for you. There is no risk at all as the paperwork for this transaction will be done by the Attorney and my position as the Bank’s branch Manager guarantees the successful execution of this transaction. If you are interested, please reply immediately via this email address: chakadan02@netscape.net Please observe utmost confidentiality and be rest assured that this transaction would be actualised with a one hundred percent risk free success. Have a lovely day and God bless. While I await your prompt response. Yours truly, Mr. Daniel Chinhowila.